Red flags in our research on Stellar: 1. Read them before anything else.

Stellar price prediction

$0.1996 -7.1% 24h XLM PRO Pro Listed on: Upbit · Binance · KuCoin +33

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Our model projects Stellar at $0.0992 in 2030 and $0.1120 by 2036 — -43.9% against today's $0.1996 in the base case. The 2030 range runs from $0.0066935 in the bear case to $2.02 in the bull case.

Forecasts are algorithmic estimates, not financial advice. Crypto assets are volatile — never invest more than you can afford to lose.

Stellar’s confidence rests on its own walk-forward windows up to 720 days ahead, which covers the table through 2027; only the 90-day step has eight or more independent windows. The years after that carry a declared level, not a measured one.

Forecast updated 1 October 2026 · Model: xlm-ratio 2.0.0

Stellar price prediction year by year

Year-end central forecast and the band around it. Select a year for the model's reasoning. In 2026, a quarter that has already begun and has no forecast of its own shows the observed closing price instead: “close” once the quarter is over, “latest close” while it is still under way.

Stellar price prediction year by year
Year	Forecast	×	ROI	Y/Y	Range	Low	High	Q1	Q2	Q3	Q4	Conf.
2026	$0.1918	×0.96	-3.9%	-3.9%	$0.0408 – $0.9010	—	—	$0.1672 close	$0.1889 close	$0.2262 close	$0.1918	8.3/10
Stellar price prediction 2026 What the model reads Bitcoin's trajectory multiplied by today's XLM/BTC ratio, lowered by a declared drift: the pace at which the largest coins of past cycles lost ground to Bitcoin, about 35% a year on average, applied for up to about 7 years. Nothing is fitted to XLM — measured on past starts, this drift erred less than the drift of the altcoin universe. XLM has no clock of its own — it inherits Bitcoin's cycle. The shape of the year First year of the trajectory, with no previous year to compare against. Against today -3.9% against the current price of $0.1996. What the model does not claim The band is built to hold the price 85% of the time; the published confidence, 8.3/10, sits lower — it starts from what our documented research establishes about the project itself, and nothing raises it back.
2027	$0.1886	×0.95	-5.5%	-1.7%	$0.0400 – $0.9816	—	—	$0.2090	$0.2058	$0.1879	$0.1886	8.3/10
Stellar price prediction 2027 The shape of the year The model puts the end of 2027 -1.7% from where the previous year ended. Inside the year, the high point falls in Q1 and the low point in Q3. Against today -5.5% against the current price of $0.1996. What the model does not claim The band is built to hold the price 85% of the time; the published confidence, 8.3/10, sits lower — it starts from what our documented research establishes about the project itself, and nothing raises it back.
2028	$0.1854	×0.93	-7.1%	-1.7%	$0.0186 – $1.85	—	—	$0.1932	$0.1679	$0.1717	$0.1854	8.3/10
Stellar price prediction 2028 The shape of the year The model puts the end of 2028 -1.7% from where the previous year ended. Inside the year, the high point falls in Q1 and the low point in Q2. Against today -7.1% against the current price of $0.1996. What the model does not claim The band is built to hold the price 85% of the time; the published confidence, 8.3/10, sits lower — it starts from what our documented research establishes about the project itself, and nothing raises it back.
2029	$0.1670	×0.84	-16.3%	-9.9%	$0.0127 – $2.35	—	—	$0.1853	$0.1893	$0.1864	$0.1670	8.3/10
Stellar price prediction 2029 The shape of the year The model puts the end of 2029 -9.9% from where the previous year ended. Inside the year, the high point falls in Q2 and the low point in Q4. Against today -16.3% against the current price of $0.1996. What the model does not claim The band is built to hold the price 84% of the time; the published confidence, 8.3/10, sits lower — it starts from what our documented research establishes about the project itself, and nothing raises it back.
2030	$0.0992	×0.50	-50.3%	-40.6%	$0.0066935 – $2.02	—	—	$0.1478	$0.1228	$0.1134	$0.0992	8.2/10
Stellar price prediction 2030 The shape of the year The model puts the end of 2030 -40.6% from where the previous year ended. Inside the year, the high point falls in Q1 and the low point in Q4. Against today -50.3% against the current price of $0.1996. What the model does not claim Model confidence 8.2/10 means the range is built to hold the price 82% of the time.
2031	$0.0885	×0.44	-55.7%	-10.8%	$0.00554263 – $1.52	—	—	$0.1002	$0.0980	$0.0916	$0.0885	7.9/10
Stellar price prediction 2031 The shape of the year The model puts the end of 2031 -10.8% from where the previous year ended. Inside the year, the high point falls in Q1 and the low point in Q4. Against today -55.7% against the current price of $0.1996. What the model does not claim Model confidence 7.9/10 means the range is built to hold the price 79% of the time.
2032	$0.0769	×0.39	-61.5%	-13.1%	$0.00460632 – $1.39	—	—	$0.0861	$0.0786	$0.0764	$0.0769	7.6/10
Stellar price prediction 2032 The shape of the year The model puts the end of 2032 -13.1% from where the previous year ended. Inside the year, the high point falls in Q1 and the low point in Q3. Against today -61.5% against the current price of $0.1996. What the model does not claim Model confidence 7.6/10 means the range is built to hold the price 76% of the time.
2033	$0.0731	×0.37	-63.4%	-5.0%	$0.00415389 – $1.26	—	—	$0.0750	$0.0734	$0.0706	$0.0731	7.3/10
Stellar price prediction 2033 The shape of the year The model puts the end of 2033 -5.0% from where the previous year ended. Inside the year, the high point falls in Q1 and the low point in Q3. Against today -63.4% against the current price of $0.1996. What the model does not claim Model confidence 7.3/10 means the range is built to hold the price 73% of the time.
2034	$0.0764	×0.38	-61.7%	+4.5%	$0.00428824 – $1.31	—	—	$0.0734	$0.0741	$0.0752	$0.0764	7/10
Stellar price prediction 2034 The shape of the year The model puts the end of 2034 +4.5% from where the previous year ended. Inside the year, the high point falls in Q4 and the low point in Q1. Against today -61.7% against the current price of $0.1996. What the model does not claim Model confidence 7.0/10 means the range is built to hold the price 70% of the time.
2035	$0.0963	×0.48	-51.7%	+26.1%	$0.00475298 – $1.63	—	—	$0.0813	$0.0878	$0.0917	$0.0963	6.8/10
Stellar price prediction 2035 The shape of the year The model puts the end of 2035 +26.1% from where the previous year ended. Inside the year, the high point falls in Q4 and the low point in Q1. Against today -51.7% against the current price of $0.1996. What the model does not claim Model confidence 6.8/10 means the range is built to hold the price 68% of the time.
2036	$0.1120	×0.56	-43.9%	+16.2%	$0.00604437 – $1.86	—	—	$0.1018	$0.1059	$0.1120	—	6.5/10
Stellar price prediction 2036 The shape of the year The model puts the end of 2036 +16.2% from where the previous year ended. Inside the year, the high point falls in Q3 and the low point in Q1. Against today -43.9% against the current price of $0.1996. What the model does not claim Model confidence 6.5/10 means the range is built to hold the price 65% of the time.

Stellar: the case for and against

What our documented research establishes about the project itself, with its sources. It is an assessment of the project, not the reason behind the number: the price model reads price series only.

Stellar (XLM) receives a high trust score of 825 as a tier-1 blockchain infrastructure project. Established in 2014, Stellar has operated securely through multiple full market cycles without major protocol consensus failures or exploits. The non-profit Stellar Development Foundation (SDF) has successfully fostered institutional adoption, securing marquee real-world asset deployments like Franklin Templeton's tokenized money market fund ($650M+ AUM) and native Circle USDC integration. Regulatory risk is relatively low due to protocol-native compliance primitives (clawback, asset authorization) and continuous alignment with legal frameworks.

Strengths

Longstanding operational history since 2014 with major institutional integrations including Franklin Templeton (FOBXX/BENJI fund), Circle (native USDC & CCTP), and MoneyGram. www.allium.so ↗

Built-in protocol compliance primitives (native freeze, clawback, and authorization controls) tailored for regulated real-world asset (RWA) tokenization and institutional standards. stellar.org ↗

High settlement efficiency with sub-6 second finality and sub-cent fees powered by the Stellar Consensus Protocol (SCP), maintaining continuous mainnet security and stability across multiple market cycles. cryptorank.io ↗

Risks

Substantial token supply concentration in the Stellar Development Foundation (SDF) mandate (~15-25 billion XLM out of 50 billion total max supply), creating central foundation influence and ongoing treasury disbursement pressure. developers.stellar.org ↗

Extremely low base transaction fees mean that high institutional network adoption does not translate into strong direct value capture or protocol revenue for the native XLM token. www.reddit.com ↗

DeFi ecosystem activity and smart contract TVL (via the Soroban framework) lag behind leading EVM and non-EVM Layer 1 networks. thestandard.io ↗

Red flags

High supply concentration under the control of a single central entity (Stellar Development Foundation).

Research: trust review · gemini-3.6-flash · 2026-08-10

Methodology

What the model reads

Bitcoin's trajectory multiplied by today's XLM/BTC ratio, lowered by a declared drift: the pace at which the largest coins of past cycles lost ground to Bitcoin, about 35% a year on average, applied for up to about 7 years. Nothing is fitted to XLM — measured on past starts, this drift erred less than the drift of the altcoin universe. XLM has no clock of its own — it inherits Bitcoin's cycle.

How the models work

Model confidence

Model confidence for XLM in 2030

A score of 8.2/10 means the range is built to hold the price 82% of the time. It eases to 6.5/10 by 2036 so that long-range bands stay readable.

Only the nearest horizons rest on a backtest. Later years carry a declared level — the band’s design level, capped by our research score — that no backtest can confirm yet; where one found the band holding the price less often, we publish that lower figure.

What model confidence means

Exchanges

Where it trades

Upbittrust 8/10

Binancetrust 10/10

KuCointrust 9/10

WEEXtrust 8/10

OKXtrust 10/10

Related forecasts

Stellar is one of 510 coins in our crypto price predictions, year by year.

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Before you start

Frequently asked questions

What will Stellar be worth in 2030?

The base case puts XLM at $0.0992 in 2030, between $0.0066935 and $2.02. Model confidence 8.2/10 means the range is built to hold the price 82% of the time.

What is the Stellar price prediction for 2027?

For 2027, the base case puts XLM at $0.1886, between $0.0400 and $0.9816. The band is built to hold the price 85% of the time; the published confidence, 8.3/10, sits lower — it starts from what our documented research establishes about the project itself, and nothing raises it back.

How high can Stellar go by 2036?

The top of the model’s 2036 uncertainty band is $1.86. The base case remains $0.1120 — read the range, not the single number.

What will Stellar be worth in 10 years?

Our furthest horizon is 2036, about ten years out: the base case puts XLM at $0.1120, between $0.00604437 and $1.86. Model confidence 6.5/10 means the range is built to hold the price 65% of the time.

Is Stellar a good long-term investment?

Our base case for Stellar in 2036 is -43.9% against today’s price — below where it trades now — inside a band from $0.00604437 to $1.86. That is not financial advice, and not a recommendation either way.

Stellar price prediction

Stellar price chart

Pro forecast

Stellar price prediction year by year

Stellar price prediction 2026

Stellar price prediction 2027

Stellar price prediction 2028

Stellar price prediction 2029

Stellar price prediction 2030

Stellar price prediction 2031

Stellar price prediction 2032

Stellar price prediction 2033

Stellar price prediction 2034

Stellar price prediction 2035

Stellar price prediction 2036

Stellar: the case for and against

Related forecasts

Frequently asked questions